For Marriage / Education | | | |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-k of the Scheme | For the marriage of: | | 50% of Employee share at the time of tendering the application | Apply in Form-31 through the Employer |
1. self | Should complete at least 7 years of service. |
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2. son, daughter | | Bonafide Certificate duly indicating the fees payable from the educational institution |
3. brother, sister |
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For education of : | 3 times in the entire service | Marriage invitation card along with the |
o self |
| application should be submitted through the employer |
o son, daughter |
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For Treatment | | | | |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-j of the Scheme | For the treatment of : | · No minimum service required | 6 times of Wages | Certificates of proof as mentioned in the eligibility column |
| 1. self | |
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Whenever required for treatment | 2. Hospitalization for 1 month or more | · Certificate from ESI or from Employer that the ESI facility are not available to the member | OR | Apply in Form-31 through the Employer |
| 1. major surgical operation in a hospital | |
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| 2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment | · a doctor [ or registered medical practitioner] of the hospital certifies that a surgical operation or hospitalization for 1 month or more is/was necessary | Full of Employee share |
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| and having been granted leave by his employer for the treatment of said illness | | (whichever is less) |
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| 2. family( spouse, son, daughter, dependent father, mother) | · In case of TB, leprosy ...etc., a specialist doctor should certify |
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| 1. major surgical operation in a hospital and 1 month or more hospitalization for the operation |
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| 2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-B of the Scheme | For the construction/ purchase of dwelling unit (house/ flat) | · Should complete 5 Years of service | 36 times of Wages | Declaration in the Proforma obtained along with application signed by Member |
| · Only once in service |
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Only Once (either 'construction or purchase of house' or 'repayment of housing loan) | · property should be in the name of self or spouse or jointly | Apply in Form-31 through Employer |
| · should not be a joint property owned by other than the spouse |
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Apply in Form-31 |
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Repayment of housing loan | | | |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-BB of the Scheme | Repayment of housing loan | · Should complete 10 Years of service | 36 times of Wages | Declaration in the Proforma obtained with approval and signed by the Member |
| · Only once in service |
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Only Once (either 'construction or purchase of house' or 'repayment of housing loan) | · property should be in the name of self or spouse or jointly | Apply in Form-31 through the Employer |
| · should not be a joint property owned by other than spouse |
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Apply in Form-31 |
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For the purchase of site/ plot | | | |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-B of the Scheme | For the purchase of site/ plot | · Should complete 5 Years of service | 24 times of Wages | Filled-up Declaration(from the Employee in the prescribed form and enclosed with the application. |
| · Only once in service |
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Only Once | · property should be registered in the name of self or spouse or jointly | Copy of the Purchase Agreement |
| · should not be a joint property owned by other than spouse |
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| Apply in Form-31 through the Employer |
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Addition/alteration of house | | | |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-B(7) of the Scheme | Addition/alteration of house | · Should complete 5 Years after construction | 12 times of Wages | Certificates of proof |
| (same type of advance can be availed for repair of house) | · Annexure III (construction / completion certificate/ utilisation certificate) should be submitted |
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Only Once |
| · Only once in service | Apply in Form-31 through the Employer |
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| · property should be in the name of self or spouse or jointly |
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Apply in Form-31 |
| · should not be a joint property owned by other than spouse |
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Repair of house | | | | |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-B(7) of the Scheme | Repair of house | · Should complete 10 Years after construction | 12 times of Wages | Certificates of proof |
| (same type of advance can be availed for alteration of house) | · Annexure XIII (construction completion certificate) should be submitted |
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Only once |
| · Only once in service | Apply in Form-31 through the Employer |
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| · property should be in the name of self or spouse or jointly |
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| · should not be a joint property owned by other than spouse |
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Lockout or closure of the establishment | | | |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-H of the Scheme | Lockout or closure of the establishment | · No minimum service | equivalent to the total of wages multiplied by no. of months closed | Declaration |
| · should be closed for more than 15 days |
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Whenever need arises | · Wages for atleast 2 months is not paid | Apply in Form-31 |
| · Balance should be there in Employee's share. If closed for more than 6 months, advance can be allowed from Employer's share also |
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Withdrawal prior to retirement | | | |
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Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-NN of the Scheme | Withdrawal prior to retirement | · No minimum service | 90% of total of both shares | Certificate from the employer showing the date of retirement |
| · atleast 54 years of age |
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Only once | · 1 year before retirement | Apply in Form-31 |
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Other Advances | | | | |
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68L : ADVANCE IN ABNORMAL CONDITIONS | | | |
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Types of Benefit | Eligibility | Eligible Amount | Form | Documentary Support |
Grant of advance in abnormal conditions, Natural calamities etc. | · Certificate of damage from appropriate authority. | Rs. 5000/- or 50% of member’s own share of contribution (To apply within 4 months) | No.31 | Certificate from the Appropriate Authority. |
· State Govt. declaration. |
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68 M : ADVANCE TO MEMBER AFFECTED BY CUT IN THE SUPPLY OF ELECTRICITY | |
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Types of Benefit | Eligibility | Eligible Amount | Form | Documentary Support |
Grant of advance to members affected by cut in the supply of electricity | The advance may be granted only to a member whose total wages for any one month commencing from the month of January 1973 were 3/4th or less than 3/4th of wages for a month | Wages for a month
OR
Rs.300/- | No.31 | Certificate from State Govt. regarding cut in the supply of electricity. |
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68 N : GRANT OF ADVANCE TO MEMBERS WHO ARE PHYSICALLY HANDICAPPED | |
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Types of Benefit | Eligibility | Eligible Amount | Form | Documentary Support |
To Physically Handicapped member for purchase of an equipment required to minimize the hardship on account of handicap. | Production of medical certificate from a competent medical practitioner to the effect that he is physically handicapped | Basic wages+ DA for six months
or
own share of contribution with interest or cost of equipment which ever is least. | No.31 | Certificate from the Medical practitioner to the effect that the member is physically handicapped.. |