For Marriage /
Education | | | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-k of the Scheme | For the marriage of: | | 50% of Employee share
at the time of tendering the application | Apply in Form-31
through the Employer |
1. self | Should complete at least 7 years of service. |
|
2. son, daughter | | Bonafide Certificate
duly indicating the fees payable from the educational institution |
3. brother, sister |
|
|
For education of : | 3 times in the entire service | Marriage invitation
card along with the |
o self |
| application should be
submitted through the
employer |
o son, daughter |
|
|
| | | | |
For Treatment | | | | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible
Amount** | Proof/ documents
required |
Under Para 68-j of the Scheme | For the treatment of : | · No minimum service required | 6 times of Wages | Certificates of proof
as mentioned in the eligibility column |
| 1. self | |
|
|
Whenever required for treatment | 2. Hospitalization for 1
month or more | · Certificate from ESI or from Employer that the ESI facility are
not available to the member | OR | Apply in Form-31
through the Employer |
| 1. major surgical
operation in a hospital | |
|
|
| 2. suffering from TB,
leprosy, paralysis, cancer, mental derangement or heart ailment | · a doctor [ or registered medical practitioner] of the hospital
certifies that a surgical operation or hospitalization for 1 month or more
is/was necessary | Full of Employee share |
|
| and having been granted leave by his employer for the treatment
of said illness | | (whichever is less) |
|
| 2. family( spouse, son,
daughter, dependent father, mother) | · In case of TB, leprosy ...etc., a specialist doctor should
certify |
|
|
| 1. major surgical
operation in a hospital and 1 month or more hospitalization for the operation |
|
|
|
| 2. suffering from TB,
leprosy, paralysis, cancer, mental derangement or heart ailment |
|
|
|
| | | | |
| | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-B of the Scheme | For the construction/ purchase of dwelling unit (house/ flat) | · Should complete 5 Years of service | 36 times of Wages | Declaration in the
Proforma obtained along with application signed by Member |
| · Only once in service |
|
Only Once (either 'construction or purchase of house' or
'repayment of housing loan) | · property should be in the name of self or spouse or jointly | Apply in Form-31
through Employer |
| · should not be a joint property owned by other than the spouse |
|
Apply in Form-31 |
|
|
| | | | |
Repayment of housing
loan | | | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-BB of the Scheme | Repayment of housing loan | · Should complete 10 Years of service | 36 times of Wages | Declaration in the
Proforma obtained with approval and signed by the Member |
| · Only once in service |
|
Only Once (either 'construction or purchase of house' or
'repayment of housing loan) | · property should be in the name of self or spouse or jointly | Apply in Form-31
through the Employer |
| · should not be a joint property owned by other than spouse |
|
Apply in Form-31 |
|
|
| | | | |
For the purchase of
site/ plot | | | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-B of the Scheme | For the purchase of site/ plot | · Should complete 5 Years of service | 24 times of Wages | Filled-up
Declaration(from the Employee in the prescribed form and enclosed with the
application. |
| · Only once in service |
|
Only Once | · property should be registered in the name of self or spouse or
jointly | Copy of the Purchase
Agreement |
| · should not be a joint property owned by other than spouse |
|
|
|
|
|
| Apply in Form-31
through the Employer |
| | | | |
Addition/alteration of
house | | | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-B(7) of the Scheme | Addition/alteration of house | · Should complete 5 Years after construction | 12 times of Wages | Certificates of proof |
| (same type of advance can be availed for repair of house) | · Annexure III (construction / completion certificate/ utilisation
certificate) should be submitted |
|
Only Once |
| · Only once in service | Apply in Form-31
through the Employer |
|
| · property should be in the name of self or spouse or jointly |
|
Apply in Form-31 |
| · should not be a joint property owned by other than spouse |
|
| | | | |
Repair of house | | | | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-B(7) of the Scheme | Repair of house | · Should complete 10 Years after construction | 12 times of Wages | Certificates of proof |
| (same type of advance can be availed for alteration of house) | · Annexure XIII (construction completion certificate) should be
submitted |
|
Only once |
| · Only once in service | Apply in Form-31
through the Employer |
|
| · property should be in the name of self or spouse or jointly |
|
|
| · should not be a joint property owned by other than spouse |
|
| | | | |
Lockout
or closure of the establishment | | | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-H of the Scheme | Lockout or closure of the establishment | · No minimum service | equivalent to the
total of wages multiplied by no. of months closed | Declaration |
| · should be closed for more than 15 days |
|
Whenever need arises | · Wages for atleast 2 months is not paid | Apply in Form-31 |
| · Balance should be there in Employee's share. If closed for more
than 6 months, advance can be allowed from Employer's share also |
|
|
|
|
| | | | |
Withdrawal prior to
retirement | | | |
| | | | |
Type of Advance | Purpose | Eligibility | Maximum Admissible Amount** | Proof/ documents required |
Under Para 68-NN of the Scheme | Withdrawal prior to retirement | · No minimum service | 90% of total of both
shares | Certificate from the
employer showing the date of retirement |
| · atleast 54 years of age |
|
Only once | · 1 year before retirement | Apply in Form-31 |
| | | | |
| | | | |
Other Advances | | | | |
| | | | |
68L
: ADVANCE IN ABNORMAL CONDITIONS | | | |
| | | | |
Types of Benefit | Eligibility | Eligible Amount | Form | Documentary Support |
Grant of advance in
abnormal conditions, Natural calamities etc. | · Certificate of
damage from appropriate authority. | Rs. 5000/- or 50% of
member’s own share of contribution (To apply within 4 months) | No.31 | Certificate from the
Appropriate Authority. |
· State Govt.
declaration. |
| | | | |
68
M : ADVANCE TO MEMBER AFFECTED BY CUT IN THE SUPPLY OF ELECTRICITY | |
| | | | |
Types of Benefit | Eligibility | Eligible Amount | Form | Documentary Support |
Grant of advance to
members affected by cut in the supply of electricity | The advance may be
granted only to a member whose total wages for any one month commencing from
the month of January 1973 were 3/4th or less than 3/4th
of wages for a month | Wages for a month
OR
Rs.300/- | No.31 | Certificate from State
Govt. regarding cut in the supply of electricity. |
| | | | |
68
N : GRANT OF ADVANCE TO MEMBERS WHO ARE PHYSICALLY HANDICAPPED | |
| | | | |
Types of Benefit | Eligibility | Eligible Amount | Form | Documentary Support |
To Physically
Handicapped member for purchase of an equipment required to minimize the
hardship on account of handicap. | Production of
medical certificate from a competent medical practitioner to the effect
that he is physically handicapped | Basic wages+ DA for
six months
or
own share of contribution with interest or cost of equipment which ever is
least. | No.31 | Certificate from the
Medical practitioner to the effect that the member is physically
handicapped.. |
